AGRIBUSINESS FINANCE
Agribusiness is a core strength and passion of Hamptons Advisory. Managing Director, Sharyn Gommers, comes from a 3rd generation farming family and spent a large portion of her banking career in Agri finance. We have access to specialised Agribusiness lenders to assist with your requirements, and hold strong relationships with many farming clients, acting as a trusted advisor/consultant to ensure clients get the most out of their banking facilities and relationships.
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Loans which are taken over an extended period of time (15-25 years depending on lender) which are traditionally for large capital purchases such as property. Can have a combination of interest only and principal and interest (subject to credit assessment).
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Interest only loans with a fixed limit that you can draw in and out of over the course of a year/season based on your requirements – very helpful for clients who receive income in lump sums seasonally. In a cropping scenario, drawdown at seeding to assist in putting the crops in, then repay at harvest when crops are sold.
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Working capital facility with a pre approved limit linked to your farm account, which can be drawn up and down in line with your daily requirements
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Refer to Equipment Finance tab for further information. Have access to lenders who can structure repayments to suit seasonal income and repayments, rather than the traditional monthly/quarterly/half yearly.
Can also work with lenders to obtain a pre-approved limit to cover your upcoming equipment requirements, thus saving you time when it comes to purchasing.